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NRCS Application Notice, Apply NOW!

NRCS Notice Applications Due December 21st, 2012

USDA Natural Resources Conservation Service (NRCS) photo (6)reminds potential applicants to contact their local NRCS office soon to find out if they are The Environmental Quality Incentives Program (EQIP) is a voluntary program that eligible for the agency’s most common Farm Bill Programs (Environmental Quality Incentives Program, Wildlife Habitat Incentive Program, Agricultural Management Assistance Program, and Conservation Stewardship Program). Applications for the second ranking period of 2013 are due at NRCS offices by close of business on December 21, 2012.
The NRCS Office Locator is available at www.pia.nrcs.usda.gov.

 
“We are encouraging farmers and ranchers to utilize the federal funding available to
help improve conservation on private land,” said Mr. Angel Figueroa, NRCS Director of the Pacific Islands Area (PIA).

Provides financial and technical assistance to agricultural producers through contracts up to a maximum term of ten years in length. These contracts provide financial assistance to help plan and implement conservation practices that address natural resource concerns and for opportunities to improve soil, water, plant, animal, air and related resources on agricultural land and non-industrial private forestland. In addition, a purpose of EQIP is to help producers meet Federal, State, Tribal and local environmental regulations.
The Wildlife Habitat Incentive Program (WHIP) is a voluntary program for conservation-minded landowners who want to develop and improve wildlife habitat on agricultural land, nonindustrial private forest land, and Indian land.

Learn more about Farm Bill Programs and find out about other NRCS services at
www.pia.nrcs.usda.gov.

 

 

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USDA-RD Single Family Housing Guarantee Loan Program (SFHGLP)

FAST FACTS for the
USDA-RD Single Family Housing Guarantee Loan Program (SFHGLP)

 
ü  102% FINANCING is still available
ü  NO DOWN PAYMENT required from buyer*
ü  CPR PROPERTIES are acceptable
ü  CONDOS are ok so long as they are approved by either the VA, Fanni Mae, Freddie Mac or FHA
ü  DHHL properties are acceptable
ü  FUNDING, program well funded for FY 2012
ü  DEBT TO INCOME (DTI) RATIO waivers permitted with compensating factors
ü  RURAL PROPERTIES ONLY, all of Kauai is considered rural
ü  CLOSING COSTS may financed into the loan*
ü  ZERO FICO SCORES permitted with acceptable alternative trade lines
ü  LEASEHOLD PROPERTIES are permitted, must have at least 40 years term by close of escrow
ü  QUICK CLOSING; average turn time once file received at USDA is 48 hours, lender processing times apply
ü  THE “MAXIMUM RATE” lenders may charge as of 5/18/2012 is 4.0%, rates subject to change daily
ü  REDUCED RATES, low income applicants may finance additional points to buy down rate
ü  REFINANCE a construction loan or existing USDA loan
 
*Discuss with your lender how to finance closing costs prior to writing an offer to purchase
 

                                                                                                         
Contact a USDA approved lender or myself for additional guidelines.  Contact a USDA approved lender to apply.

Approved lender list

See the USDA Rural Development Website for more information.
 
 

USDA Hawaii Crop Weather Report is out…

Some areas have seen some rain…This is good news for those producers but for the most part there is little change in the overall drought status for the State. Not good considering we are leaving winter behind and working on Summer…Although the Big Islands winter was late in arriving, I suspect we might not see much spring…color_hi

Attached is the PDF file for the Hawaii Crop Weather (crop progress and condition) Report for the week ending March 4, 2012.

Please visit the website for more information: http://www.nass.usda.gov/hi/

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